Service Charges

Sr.	Particulars	RATES EXCLUDING GST
No.
1	Charges for non-maintenance of Average quarterly balance (AQB)	(Incidental Charges/Minimum Balance)
	a) SB A/c with Chq. Book	Rs. 50/- per Qtr.
	SB A/c without Chq. Book	Rs. 30/- per Qtr.
	Little Master Saving Account (with or without Cheque Book)	Rs. 30/- per Qtr.
	b) CA A/c Rs. 2500/-	Rs. 300/- per Qtr.

2	Account Closure Charges
i)	Savings Bank A/c
	- Within 6 month	Rs. 200/-
	- Within 1 year	Rs. 100/-
ii)	Current A/c
	- Within 6 month	Rs. 500/-
	- Within 1 year	Rs. 300/-
iii)	Recurring Depo. (Before Maturity)	Rs. 50/- (Stationary Chg.)
iv)	Pigmy Account	Rs. 40/-
v)	Unutilized cheque leaves at the time of closure fo Account
	Savings Bank A/c	Rs. 2.5/- per leaf
	Current A/c	Rs. 6/- per leaf

3	Inoperative A/c
	SB A/c ( Above 2 Years)	Rs. 200/- Per Annum
	CA A/c ( Above 2 Years)	Rs. 500/- Per Annum
4	Balance Certificate
	Savings Bank A/c	Rs. 50/- per certificate
	Current A/c	Rs. 50/- per certificate
	Deposit A/c	Rs. 50/- per certificate
	Loan A/c	Rs. 50/- per certificate

	Issue of Certificate viz. NO Dues, NOC, Interest Certificate, Cheque Honored, Account maintenance, etc.	Rs. 100/- per certificate

	Cash Deposit / Withdrawal limit at the non-home branch (free of charge)
	Savings Bank A/c	i. Deposit = No limit, ii. Withdrawal = Rs. 50,000/- per day
	Current A/c	i. Deposit = No limit, ii. Withdrawal = Rs. 50,000/- per day

	Issue of Chq. Book
	Savings Bank A/c (15 cheque Leafs)	Rs. 3.00/- per Leaf
	Current A/c (45 cheque Leafs)	Rs. 2.00/- per Leaf
	Cash Credit (45 cheque Leafs)	Rs. 3.00/- per Leaf

	Duplicate Pass Book
	Savings Bank A/c	Rs. 50/-
	Recurring Depo.	Rs. 50/-
	Statement of A/c
	Savings Bank A/c	Rs. 20/- per page or part thereof
	Current A/c	Rs. 20/- per page or part thereof
	Cash Credit	Rs. 20/- per page or part thereof

	Photo Attestation	Rs. 100/- Per Request

	Signature Verification	Rs. 100/- Per Request

	Address Confirmation	Rs. 50/- Per Request

	Standing Instruction for branch	Rs. 15/- Per Request

	Standing Instruction for another branch	Rs. 15/- Per Request

	Addition / Deletion of Names	Rs. 30/- Per Request

	Addition / Deletion of Names in case of death	Nil

	Allowing operation through the power of attorney/mandate	Rs. 100/- Per Request

	Transfer of Funds (ABB)	Nil

	Issue of ATM Card & PIN Mailer
	New ATM Card
	Savings Bank A/c	Free
	Current A/c	Free
	ATM Card Maintenance charges yearly after the date of issue of ATM Card
	Savings Bank A/c	Rs. 100/-
	Current A/c	Rs. 100/-
	ATM Card Renewal Charges (for three years)
	Savings Bank A/c	Nil
	Current A/c	Nil
	Duplicate ATM Card & PIN Mailer
	Savings Bank A/c	Rs. 120/-
	Current A/c	Rs. 230/-

	Duplicate Deposit Receipts	Rs. 150/- per Receipt

	Cheque Return
	Savings Bank A/c	Rs. 150/- (Inward / Outward)
	Current A/c	Rs. 150/- (Inward / Outward)
	Cash Credit	Rs. 150/- (Inward / Outward)

	Stop payment Instructions
	Savings Bank A/c	Rs. 70/- Per Leaf
	Current A/c	Rs. 120/- Per Leaf
	CC /CCD /CCC A/c	Rs. 120/- Per Leaf

	Stop Payment instruction after the loss of complete cheque book or range of cheques
	Savings Bank A/c	Rs. 100/- Per instance
	Current A/c	Rs. 200/- Per instance
	CC /CCD /CCC	Rs. 200/- Per instance

	OBC/IBC Cheques	Min. Rs. 46/- + Postage
	Upto Rs. 1,00,000/-	Rs. 5 Per Thousand +Postage
	More than Rs. 1,00,001/-	Rs. 575/- + Postage (Per Cheque)

	Solvency Certificate
	Upto Rs. 1,00,000/-	Rs. 500/- Per Certificate
	More than Rs. 1,00,001/-	Rs.2000/- Per Certificate
		(Maxi. Rs.10,000/- Per Certificate)

	Pay order/ D.D.	Min. Rs. 30/- Or
		Rs. 1.00 Per Thousand

	Revalidation of Pay order / DD	Rs. 50/- per instrument

	Cancellation of Pay order / DD	Rs. 50/- per instrument

	Issue of duplicate Pay order / DD	Rs. 50/- per instrument

	Electronic Clearing Service {ECS} (Inward / Outward - Return)
	Savings Bank A/c	Rs. 200/-
	Current A/c	Rs. 300/-
	CC /CCD /CCC	Rs. 300/-

	Loan file processing Charges
	For CRE Loan	2% of loan limit
	For Non-CRE Loan	1% of loan limit
	Renewal of Cash Credit	0.25% of the limit (Maximum Rs. 25,000/-)

	Loan File Inspection Charges (New / Renewal)
	Up to Rs. 1,00,000/-	Rs. 50 Per Annum
	Rs. 1,00,001/- to Rs. 5,00,000/-	Rs. 100 Per Annum
	Rs. 5,00,001/- to Rs. 10,00,000/-	Rs. 300 Per Annum
	Rs. 10,00,001/- to Rs. 20,00,000/-	Rs. 400 Per Annum
	Rs. 20,00,001/- to Rs. 30,00,000/-	Rs. 500 Per Annum
	Rs. 30,00,001/- to Rs. 40,00,000/-	Rs. 600 Per Annum
	Rs. 40,00,001/- to Rs. 50,00,000/-	Rs. 900 Per Annum
	Rs. 50,00,001/- and Above	Rs. 1000 Per Annum

	Stationary Charges On Loan Files (New/Renewal)
	Up to Rs. 1,00,000/-	Rs. 100/-
	Above Rs. 1,00,000/-	Rs. 200/-

	Bank Guarantee Commission
	a. 100% of deposit	1% of the Bank Guarantee amount
	b. 50% of Deposit + acceptable collateral security for bank	2% of the Bank Guarantee amount
	c. less than 50% of Deposit + acceptable collateral security for bank	3% of the Bank Guarantee amount

	Charges for Pre Payment of Loan	3% of Balance Amount
	(Other than Housing Loan)
	RTGS Charges
	Rs. 2,00,001/- to 5,00,000/-	Rs 30/- Per RTGS
	More than Rs 5,00,001/-	Rs 50/- Per RTGS

	NEFT Charges
	Up to Rs 10,000/-	Rs. 10/-
	Rs. 10,001/- to 1,00,000/-	Rs. 20/-
	Rs. 1,00,001/- to 2,00,000/-	Rs. 30/-
	Above Rs. 2,00,000/-	Rs. 50/-

	Missing Locker Key	Rs. 500/- + Actual Charges paid to the company

	Missing of Token	Rs. 100/- Per Token

	E-Payment Charges	Rs. 100/- Per Challan

	Pending Locker Rent (Notice charges)	Rs.50/- + postage charges

	Penalty on late payment of Locker Rent	Rs.50/- per month

	Franking Charges	Rs. 10/- Per Frank

	Franking Cancellation Charges	Rs. 1,000/- for 1st copy & Rs. 250/- per copy of the rest original copies

	SMS Banking	Rs. 15/-

	Overdue notice charges by Branch Manager / Special Recovery Officer	Rs. 500/-

	Overdue legal notice charges by Legal Advisor	Rs. 1,500/-

Service Charges

Note - No debit to income accounts except reversal of charges

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